Landlord Property Insurance

Cover Your Structure & Protect Against Liabilities

Rental properties are important investments and often valuable sources of income. What would happen if the buildings you own were damaged? In addition, what if a tenant or guest was injured on your property? A landlord insurance policy can help protect landlords with smaller properties – from single-family homes up to four-family rental units. In addition to property and liability coverage, a landlord insurance policy provides for special risks landlords may face, like:

  • Damage to your property
  • Damages you could be legally obligated to pay
  • Legal counsel and fees
  • Up to 12 months of lost rental income

Do Your Renters Have Insurance?

Your landlord insurance policy may not cover your tenants’ personal property. You can help minimize your risks by checking to ensure that your tenants have the coverage they may need in case something happens within the residence. Other than renter’s insurance, they might also be interested in coverage options for personal property, family liability, guest medical and additional living expenses. Given the type of property you are insuring, potential risk issues and any additional coverage considerations, an agent can help you design a policy with the protection you need.