Whole Life Insurance

Whole Life Insurance is permanent life insurance protection that helps protect your family or business no matter what lies ahead, from the day you purchase the policy until you die, as long as you pay the premiums when due.


  • A guaranteed death benefit, generally free from federal income tax
  • Tax-deferred cash value accumulation
  • Generally, the ability to borrow from cash value on a tax-free basis
  • A level premium that is guaranteed never to increase
  • Permanent coverage that can never be canceled, provided that premiums are paid when due
  • Eligibility to earn dividends as declared
  • The ability to customize the policy by adding optional riders